Double whammy of WHY BRAIN WHY???

Whammy the first: woke up in the living room recliner in yesterday's clothes

Whammy the second: My shirt was inside out ALL DAY yesterday

99 problems, bein' fate's bitch ain't one.

First world prepper problems

Pros and cons of learning to use survival gear:

Pros:
0F after windchill (-17.8C) is the perfect time to test whether I can keep myself warm in a hammock with a closed cell thermal pad.

Cons:
0F after windchill (-17.8C)

I am a delicate effin flower, after all.

Can you tell I'm having trouble staying focused today?

So, I was poking around the retirement benefits page and wound up visiting my money at fidelity.com, as you do.

Fidelity has this perky new toolset to help users figure out whether they're ready to retire.

Fidelity: Try using our 8x rule of thumb!
Me: 8x what now?
(voice of MOM) : That means 8x whatever you think you need, o spendthrift
Fidelity: No, silly! It just means you need to have 8x your final year's salary saved in order to afford retirement in addition to (11ty billion other money things.)
Me: (gets out calculator) This year's salary x8 = a quarter of a million dollars short.

I'm trying not to use this as an excuse to get drunk and play the lotto a lot.